COMMUNITY REINVESTMENT ACT
Under the Federal Community Reinvestment
Act (CRA), the Federal Deposit Insurance Corporation
(FDIC) evaluates our record of helping to meet the
credit needs of this community consistent with safe and
sound operations. The FDIC also takes this record
into account when deciding on certain applications
submitted by us. Your involvement is encouraged.
You are entitled to certain information
about our operations and our performance under the CRA,
including, for example, information about our branches,
such as, their location and services provided at them;
the public section of our most recent CRA Performance
Evaluation, prepared by the FDIC; and comments received
from the public relating to our performance in helping
to meet community credit needs, as well as our response
to those comments. You may review this information
today.
At least 30 days before the beginning of
each quarter, the FDIC publishes a nationwide list of
the banks that are scheduled for CRA examination in
that quarter. This list is available from the
Regional Director, Division of Compliance and Consumer
Affairs, Federal Deposit Insurance Corporation, 500 West
Monroe Street, Suite 3300, Chicago, Illinois 60661-3697.
You may send written comments about our
performance in helping to meet community credit needs
to:
MICHAEL J. LUCEY, AVP/LENDING
COMMUNITY BUSINESS BANK
1111 SYCAMORE STREET, P.O. BOX 636
SAUK CITY, WISCONSIN 53583-0636
and to the FDIC Regional Director.
Your letter, together with any response by us, will be
considered by the FDIC in evaluating our CRA performance
and may be made public.
You may ask to look at any comments
received by the FDIC Regional Director.
You also may request from the FDIC
Regional Director, an announcement of our applications
covered by the CRA filed with the FDIC.
We are an affiliate of Community
Business Bancshares, Inc., a bank holding company.
You may make your request to the Director of
Applications, Federal Reserve Bank of Chicago, 230 South
LaSalle Street, Chicago, Illinois 60604, an announcement
of applications covered by the CRA filed by bank holding
companies.
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