Interest Rates
We keep our interest rates posted as a convenience to our clients. Please remember our interest rates are subject
to change*. Note, we only have our $10,000- $50,000 tier posted for our CD rate and annual percentage yield (APY).
The Bank also has a Money Market tiered product. We offer excellent interest rates at all deposit levels, and will customize accounts for each banking client.
Please contact us to talk to a Personal Banker and learn what we can do for you.
* These interest rates are current
as of February 20, 2012
Min. Bal. to Earn APY*
|
$0.01 - $1,000.00
|
$1,000.01
- $5,000.00
|
$5,000.01
- $10,000.00
|
$10,000.01 -
$50,000.00
|
$50,000.01 -
$100,000.00
|
$100,000.01
& over
|
Products
|
Int. Rate
|
APY
|
Int. Rate
|
APY
|
Int. Rate
|
APY
|
Int. Rate
|
APY
|
Int. Rate
|
APY
|
Int. Rate
|
APY
|
Business NOW (M)
|
.05% |
.05% |
.10% |
.10% |
.10% |
.10% |
.15% |
.15% |
.20% |
.20% |
.25% |
.25% |
Executive Checking (M)
|
.05% |
.05% |
.10% |
.10% |
.10% |
.10% |
.15% |
.15% |
.20% |
.20% |
.25% |
.25% |
Regular Savings (M)
|
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
Minor Savings (M)
|
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
Health Savings Account (HSA) (M)
|
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
.25% |
| Compounding abbreviations: |
(M) - Monthly |
|
(AM) - At
Maturity |
|
|
| * Abbreviations: |
(Min.) - Minimum |
|
(Bal.) - Balance |
|
(APY) - Annual Percentage Yield |
|
(Int.) - Interest |
| |
|
| Min. Bal. To Open: |
Minor Savings: $25.00 |
| |
Regular Savings, Health Savings Accounts (HSA): $100.00 |
| |
Certificate of Deposit: $500.00 |
| |
Business NOW, Executive Checking: $1,000.00 |
| |
Business Money Market, Personal Money Market: $1,500.00 |
Other: |
Fees could reduce the earnings on the
above accounts. |
|
|
Min. Bal. to Earn APY |
$10,000.01 to $50,000.00 |
The Bank offers competitive interest rates for any size CD investment. Call us for interest rate and annual percentage yield (APY) on your investment level. |
CD Term |
Int. Rate |
APY |
3 Month (AM) |
.25% |
.25% |
6 Month (AM) |
.35% |
.35% |
1 Year (A) |
.75% |
.75% |
18 Month (A) |
.80% |
.80% |
2 Year (A) "Bump-up" |
1.05% |
1.05% |
3 Year (A) |
1.35% |
1.35% |
5 Year (A) |
1.45% |
1.45% |
| |
|
| Compounding abbreviations: |
(A) - Annually |
|
(AM) - At Maturity |
|
|
|
|
| * Abbreviations: |
(Min.) - Minimum |
|
(Bal.) - Balance |
|
(APY.) - Annual Percentage Yield |
|
(Int.) - Interest |
|
|
Penalty: |
A penalty may be imposed for
early withdrawal for a Certificate of Deposit (CD). |
With the passage of the Dodd-Frank
Wall Street Reform and Consumer Protection Act on July 21, 2010, FDIC deposit insurance limits have permanently increased to
$250,000 per owner by the FDIC. IRA accounts are separately insured up to $250,000 per owner by the FDIC. Click here to Estimate your insurance coverage and to
learn more about your protection. For additional
information, please call us at 608-643-6300 (Sauk City) or 608-592-7788 (Lodi) for full account disclosures. Click here,
if you are interested in viewing the history of FDIC: Federal Deposit Insurance Corporation.
Last update: 11/2011
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