CERTIFICATE OF DEPOSIT CBB has the right CD investment option for you. With us, you choose the term that fits your investment needs. FEATURES: Low minimum to open of $500.00 Competitively tiered interest rates Terms from 3 months to 5 years An early withdrawal may be subject to penalty   HEALTH SAVINGS ACCOUNT (HSA) A Health Savings Account (HSA) is an alternative to traditional health insurance. It is a savings product that offers a different way for consumers to pay for their health care. A HSA allows you to pay for current qualified health expenses and save for future qualified medical and retiree health expenses on a tax-free basis. FEATURES: No origination fees Low minimum to open of $100.00 Competitively tiered interest rates Monthly maintenance fee of $2.00 A per item fee of $0.50 will be assessed for each debit or transfer in excess of six during a statement cycle Debit Card available free of charge Community Business Bank is not engaged in rendering tax, investment or legal advice. If tax, investment or legal advice is required, please seek the services of your qualified professional advisor. INDIVIDUAL RETIREMENT ACCOUNT (IRA) An IRA is a tax-deferred or tax-advantaged savings instrument.  You can utilize any Certificate of Deposit term CBB offers.  When reviewing your investment options, CBB's Money Market Checking account can be a temporary holding account until you choose a CD investment term.  Learn how your money can work for you with our IRA, SEP or SIMPLE retirement options.  Also, our articles entitled 10% Withholding vs. 10% "Penalty" on IRA distributions or Getting the Most into Your IRA, may be of interest to you.  FEATURES: Low minimum to open of $500.00 Competitively tiered interest rates Terms from 3 months to 5 years Assistance with payout schedule(s) Flexible distributions An early withdrawal may be subject to penalty CBB INVESTMENT CENTER LOCATED AT COMMUNITY BUSINESS BANK Visit our CBB Investment Center to learn more about what services are available for your financial goals.  Whether it's long-term goals, like retirement or college expenses, or short term needs like a new home, we have the tools to make your dreams a reality! Securities offered through Harbour Investments, Inc. Not FDIC insured.  May involve loss of principal.  No bank guarantee.   With locations in Sauk City, Lodi and DeForest, Wisconsin, CBB is a community bank that's committed to serving the individual needs of our clients. Your Bank - Your Community - Your Choice©

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