To make your financial choices easier, we have described our most common
retail (consumer) lending products. Remember to use our Financial
Calculators to help make decisions regarding leasing or buying a vehicle, purchasing a home and to
plan for savings needs.
RESIDENTIAL MORTGAGE LOAN
A loan used to finance the purchase of a home, refinance a home
loan, or other types of real estate investments. We
offer many types of home mortgage loan programs depending on your needs and what type of payment
terms best fit your budget. We personalize all our loans, so please Contact Us to speak to a mortgage specialist
to review your choices.
TERM LOAN
A secured loan used to finance personal assets other than real estate, such as a vehicle,
snowmobile, boat or motorcycle. It can also be used for things like computers,
vacations or to consolidate debt. The term of the loan depends on the life of
the asset being financed and the financial situation of the person applying
for the loan. We personalize all our term loans, so please Contact Us to
speak to a lender to review your options.
HOME EQUITY LINE OF CREDIT (HELOC)
A HELOC gives you the opportunity to use the equity in your home to cover
any of your cash needs; everything from furniture to trips to a new car. Utilize your HELOC
any way you like. You may be eligible for up to 85% of the value of your home, as a HELOC, and
interest payments may be tax deductible!* Once in place, this line of credit can be drawn upon
as you need, simply by writing a check or making a phone call to CBB. Contact Us
and speak to a CBB lender for full details. Put the power of your home to work for you.
* Check with your tax professional about your eligibility.
RESERVE CHECKING ACCOUNT (Overdraft Protection)
A Reserve Checking Account is a pre-approved line of credit attached to your checking
account. If an overdraft occurs, your loan goes into effect to cover
the shortage for you. Take advantage of the peace of mind, flexibility and
convenience of instant credit through a Reserve Checking Account.
CHARGE CARDS
Apply for a CBB Credit Card today ~ Click Here
A charge card is a way to make paying for things easy and fast.
Open a credit card
line by choosing either, Visa or MasterCard, for your card. Receive an
easy to read statement on a monthly
basis and remember, CBB's cards have a grace period (free use of money) before you have to pay. Contact Us to learn more about our
many credit card programs.
We even have a travel card, with no black out dates, that can be used with
all major airlines.
STUDENT LOANS
Community Business Bank offers student loans through
Brainscratch.com. We can make getting your student loan simple.
Brainscratch.com will walk you through the loan process step-by-step,
keeping you ahead of the deadlines and well on your way to getting the
cash you need for school. The lender ID # for Community Business
Bank is 306093. Click on the logo below to apply today.
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